How much does an SCB ATM charge a foreign Visa or Mastercard?

SCB's card and electronic services fee table, effective 1 September 2026, lists a cash withdrawal at an SCB ATM for a card issued abroad as 250 THB per withdrawal for Visa and 350 THB per withdrawal for Mastercard. The card issuer's own fees and foreign-exchange costs are separate. https://www.scb.co.th/content/media/personal-banking/rates-fees/others/card-and-electronics-fees/card-and-electronics-fees.pdf

What does SCB charge UnionPay, JCB or American Express cards issued abroad?

The same SCB fee table lists 250 THB per withdrawal for UnionPay (UPI), 250 THB per withdrawal for JCB, and 50 THB per withdrawal for American Express cards issued abroad. https://www.scb.co.th/content/media/personal-banking/rates-fees/others/card-and-electronics-fees/card-and-electronics-fees.pdf

ATM bank page

SCB ATM fee 250 THB in Thailand

SCB ATM fee for foreign cards is 250 THB (foreign cards). Limit 30,000 THB per withdrawal. DCC: Decline conversion and choose THB. Source date: 2026-09-01.

Verified

ATM fee — Decision card

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SCB

SCB ATM fee for foreign cards is 250 THB (foreign cards). Limit 30,000 THB per withdrawal. DCC: Decline conversion and choose THB. Source date: 2026-09-01.

Estimated fee

250 Thai Baht (THB) (foreign cards)

Decision facts

Refuse DCC: Decline conversion and choose THB
Official source date: 2026-09-01

Decline conversion and choose THB. On the ATM screen, choose "Without conversion".

Calculate with this ATM

Source: th-scb (Official check) · Last checked 2026-09-01

Fees, withdrawal limit, and networks

ATM fee: 250 THB (foreign cards)
Withdrawal limit: 30,000 THB per withdrawal
Supported networks: Visa / Mastercard

Official answers

How much does an SCB ATM charge a foreign Visa or Mastercard?: SCB's card and electronic services fee table, effective 1 September 2026, lists a cash withdrawal at an SCB ATM for a card issued abroad as 250 THB per withdrawal for Visa and 350 THB per withdrawal for Mastercard. The card issuer's own fees and foreign-exchange costs are separate. SCB card and electronic services fee table (from 1 September 2026)
What does SCB charge UnionPay, JCB or American Express cards issued abroad?: The same SCB fee table lists 250 THB per withdrawal for UnionPay (UPI), 250 THB per withdrawal for JCB, and 50 THB per withdrawal for American Express cards issued abroad. SCB card and electronic services fee table (from 1 September 2026)

DCC check

local currency (THB) may save $0.05

Choose this on the ATM

“Decline Conversion”
“Continue Without Conversion”

At ATMs in Thailand, choosing the local currency (THB) usually helps you avoid DCC.

Full DCC guide

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