Bangkok Bank ATM fee 250 THB in Thailand

Official answers

What does a Bangkok Bank ATM charge a Visa or Mastercard issued abroad?

Bangkok Bank's Table 3, effective 1 October 2026, item 35.7 (cash withdrawal with an electronic card issued by a bank abroad, for a card that is not in the ATM Pool) lists 250 THB per transaction for Visa (item 35.7.2) and 350 THB per transaction for Mastercard (item 35.7.1). The table notes that those rates apply from 11 March 2026. The card issuer's own fees and foreign-exchange costs are separate. Bangkok Bank Table 3 fees (effective 1 October 2026)

What does Bangkok Bank charge UnionPay, American Express, and the 150 THB or 20 THB lines?

Item 35.9 lists China UnionPay (CUP) cards issued abroad at 250 THB per transaction, noted as effective from 1 July 2025. Item 35.7.3 lists 150 THB per transaction for other electronic cards issued by a foreign bank. Item 35.8 lists 50 THB per transaction for American Express used abroad and for Cross Border ATM Switching (APN). Item 35.10 lists 20 THB per transaction for electronic cards issued by non-bank card companies in Thailand and for electronic cards from other banks in the ATM Pool. That 20 THB line is not the Visa or Mastercard rate. Bangkok Bank Table 3 fees (effective 1 October 2026)