Krungthai ATM fee 250 THB in Thailand

Official answers

How much does a Krungthai ATM charge a foreign Visa or Mastercard, and what is the cap?

Krungthai fee table 3, section 2.6, lists an ATM access fee of 250 baht per transaction for a foreign Visa (Plus) card and 350 baht per transaction for a foreign Mastercard (Cirrus). Both remarks say an ATM withdrawal is not more than 20,000 baht per transaction, and the access fee is charged only when the withdrawal succeeds. A counter withdrawal is 200 baht. The English rates page dates this fee file 12 October 2026. The PDF still says table 3 originated on 16 October 2008. Krungthai fee table 3 (English file dated 12 October 2026)

What does Krungthai charge if you accept DCC at the ATM?

On the same Visa and Mastercard lines, choosing dynamic currency conversion at the ATM adds 5% of the amount withdrawn, in the currency of the issuing bank. The EDC and payment-gateway conversion fee is 3% but not more than 5%. Both are charged only when you select conversion, on top of the access fee. Krungthai fee table 3 (English file dated 12 October 2026)

What does Krungthai charge a foreign UnionPay or JCB card?

Section 2.7 lists 250 baht per transaction for a foreign UnionPay (CUP) card and 250 baht per transaction for a foreign JCB card. The JCB line, clause 2.7.4, was revised effective 11 March 2026. Those lines do not repeat the 20,000 baht ATM cap. Krungthai fee table 3 (English file dated 12 October 2026)