How much does a GSB (Government Savings Bank) ATM charge a foreign Visa or Mastercard?

GSB's electronic card fee schedule, in force from 25 March 2026, lists a cash withdrawal at a GSB ATM for a foreign Visa card as 250 THB per withdrawal. A foreign Mastercard is 350 THB per withdrawal, and that Mastercard line is effective 1 April 2026. The card issuer's own fees and foreign-exchange costs are separate. https://www.gsb.or.th/media/2026/02/fee-card.pdf

What does GSB charge UnionPay or American Express cards issued abroad?

The same GSB schedule lists 250 THB per withdrawal for UnionPay (CUP) and 50 THB per withdrawal for American Express cards issued abroad. https://www.gsb.or.th/media/2026/02/fee-card.pdf

ATM bank page

GSB (Government Savings Bank) ATM fee 250 THB in Thailand

GSB (Government Savings Bank) ATM fee for foreign cards is 250 THB (foreign cards). Limit 30,000 THB per withdrawal. DCC: Decline conversion and choose THB. Source date: 2026-03-25.

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ATM fee — Decision card

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GSB (Government Savings Bank)

GSB (Government Savings Bank) ATM fee for foreign cards is 250 THB (foreign cards). Limit 30,000 THB per withdrawal. DCC: Decline conversion and choose THB. Source date: 2026-03-25.

Estimated fee

250 Thai Baht (THB) (foreign cards)

Decision facts

Refuse DCC: Decline conversion and choose THB
Official source date: 2026-03-25

Decline conversion and choose THB. On the ATM screen, choose "Without conversion".

Calculate with this ATM

Source: th-gsb (Official check) · Last checked 2026-03-25

Fees, withdrawal limit, and networks

ATM fee: 250 THB (foreign cards)
Withdrawal limit: 30,000 THB per withdrawal
Supported networks: Visa / Mastercard

Official answers

How much does a GSB (Government Savings Bank) ATM charge a foreign Visa or Mastercard?: GSB's electronic card fee schedule, in force from 25 March 2026, lists a cash withdrawal at a GSB ATM for a foreign Visa card as 250 THB per withdrawal. A foreign Mastercard is 350 THB per withdrawal, and that Mastercard line is effective 1 April 2026. The card issuer's own fees and foreign-exchange costs are separate. GSB electronic card fee schedule (from 25 March 2026)
What does GSB charge UnionPay or American Express cards issued abroad?: The same GSB schedule lists 250 THB per withdrawal for UnionPay (CUP) and 50 THB per withdrawal for American Express cards issued abroad. GSB electronic card fee schedule (from 25 March 2026)

DCC check

local currency (THB) may save $0.05

Choose this on the ATM

“Decline Conversion”
“Continue Without Conversion”

At ATMs in Thailand, choosing the local currency (THB) usually helps you avoid DCC.

Full DCC guide

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