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BIDV ATM fee 4.5–5% in Vietnam

BIDV ATM fee for foreign cards is 4.5–5% of the amount (minimum 90,000 VND, excluding VAT). Limit 5,000,000 VND per withdrawal. DCC: Decline conversion and choose VND. Source date: 2026-08-20.

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ATM fee — Decision card
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BIDV

BIDV ATM fee for foreign cards is 4.5–5% of the amount (minimum 90,000 VND, excluding VAT). Limit 5,000,000 VND per withdrawal. DCC: Decline conversion and choose VND. Source date: 2026-08-20.

Estimated fee

4.5–5% of the amount (minimum 90,000 Vietnamese Dong (VND), excluding VAT)

Decision facts

Refuse DCC
Decline conversion and choose VND
Official source date
2026-08-20
Decline conversion and choose VND. On the ATM screen, choose "Without conversion".
Calculate with this ATM

Source: vn-bidv (Official check) · Last checked 2026-08-20

Fees, withdrawal limit, and networks

ATM fee
4.5–5% of the amount (minimum 90,000 VND, excluding VAT)
BIDV applies 4.5% or 5% by region and does not say which region gets which rate. Totals on this page use the higher rate, 5%, and the 90,000 VND minimum, excluding VAT. Your card issuer can still add its own fee.
Withdrawal limit
5,000,000 VND per withdrawal for Visa and Mastercard
Supported networks
Visa / Mastercard

Official answers

How much does a BIDV ATM charge a foreign Visa or Mastercard?
BIDV's personal card fee schedule, section 7 for cards issued by other banks (effective 6 January 2026), lists a cash withdrawal at a BIDV ATM or CRM for a Visa or Mastercard issued abroad as 4.5–5% of the amount, minimum 90,000 VND. The percentage is applied by region; the schedule does not say which regions are 4.5% or 5%. The amount excludes VAT and excludes fees charged by the card issuer. A BIDV notice dated 31 December 2025 raised that minimum from 60,000 VND to 90,000 VND, excluding VAT, from 6 January 2026: https://bidv.com.vn/bidv/ca-nhan/thong-bao/dich-vu-the/thong-bao-dieu-chinh-bieu-phi-doi-voi-the-phat-hanh-nuoc-ngoai-giao-dich-tai-mgdtd-cua-bidv-tu-06012026 BIDV personal card fee schedule (from 20 August 2026)
What is the maximum Visa or Mastercard withdrawal at a BIDV ATM?
BIDV's card fee schedule lists a maximum of 5,000,000 VND per withdrawal for Visa and Mastercard. BIDV personal card fee schedule (from 20 August 2026)
Does BIDV charge its own withdrawal fee on JCB or UnionPay cards?
BIDV's schedule lists no BIDV-charged cash-withdrawal fee for JCB or UnionPay/DFS cards (shown as Miễn phí). Your card issuer's own fees and foreign-exchange costs can still apply. BIDV personal card fee schedule (from 20 August 2026)

DCC check

local currency (VND) may save $0.03

Choose this on the ATM

  • “Decline Conversion”
  • “Continue Without Conversion”

At ATMs in Vietnam, choosing the local currency (VND) usually helps you avoid DCC.

Full DCC guide

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Related pages

Verified by: akifumi (ATM fee researcher and verifier)

BIDV ATM fee 4.5–5% in Vietnam | Travel ATM Cost