How much does a Techcombank ATM charge a foreign Visa or Mastercard?

Techcombank's payment-card service fee schedule, section III, covers international cards issued by other banks and includes VAT. Item 2 lists an ATM cash withdrawal of 66,000 VND per transaction. It does not apply to Visa or Mastercard issued by a bank in Vietnam, or to JCB. The PDF's creation date is 6 July 2026; the schedule does not print an effective date. https://techcombank.com/content/dam/techcombank/public-site/documents/bieu-phi-dich-vu-the-thanh-toan-0707.pdf

Is Techcombank's 3.3% cash fee the ATM withdrawal fee?

No. Item 1 in the same section is a cash advance at a POS: 3.3% of the amount for Visa, Mastercard, and JCB, and 4.4% for Amex and Diners. The ATM withdrawal fee is the separate 66,000 VND line. https://techcombank.com/content/dam/techcombank/public-site/documents/bieu-phi-dich-vu-the-thanh-toan-0707.pdf

ATM bank page

Techcombank ATM fee 66,000 VND, limit 5,000,000

Foreign Visa or Mastercard: 66,000 VND per Techcombank withdrawal, VAT included. Limit 5,000,000 VND. JCB is exempt. Source date: 2026-07-06.

Verified

ATM fee — Decision card

Verified

Techcombank

Foreign Visa or Mastercard: 66,000 VND per Techcombank withdrawal, VAT included. Limit 5,000,000 VND. JCB is exempt. Source date: 2026-07-06.

Estimated fee

66,000 Vietnamese Dong (VND) (VAT included)

Decision facts

Refuse DCC: Decline conversion and choose VND
Official source date: 2026-07-06

Decline conversion and choose VND. On the ATM screen, choose "Without conversion".

Calculate with this ATM

Source: vn-techcombank (Official check) · Last checked 2026-07-06

Fees, withdrawal limit, and networks

ATM fee: 66,000 VND (VAT included)
Withdrawal limit: 5,000,000 VND per withdrawal
Supported networks: Visa / Mastercard

Official answers

How much does a Techcombank ATM charge a foreign Visa or Mastercard?: Techcombank's payment-card service fee schedule, section III, covers international cards issued by other banks and includes VAT. Item 2 lists an ATM cash withdrawal of 66,000 VND per transaction. It does not apply to Visa or Mastercard issued by a bank in Vietnam, or to JCB. The PDF's creation date is 6 July 2026; the schedule does not print an effective date. Techcombank payment-card service fee schedule (PDF created 6 July 2026)
Is Techcombank's 3.3% cash fee the ATM withdrawal fee?: No. Item 1 in the same section is a cash advance at a POS: 3.3% of the amount for Visa, Mastercard, and JCB, and 4.4% for Amex and Diners. The ATM withdrawal fee is the separate 66,000 VND line. Techcombank payment-card service fee schedule (PDF created 6 July 2026)

DCC check

local currency (VND) may save $0.03

Choose this on the ATM

“Decline Conversion”
“Continue Without Conversion”

At ATMs in Vietnam, choosing the local currency (VND) usually helps you avoid DCC.

Full DCC guide

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