ATM bank page

Mandiri ATM fee 100,000 IDR, limit 2,500,000

From 6 Nov 2026, a Mandiri ATM charges Visa or Mastercard 100,000 IDR. Until 5 Nov 2026: 50,000 IDR. Limit 2,500,000 IDR. JCB and CUP exempt.

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ATM fee — Decision card
Verified

Mandiri

From 6 Nov 2026, a Mandiri ATM charges Visa or Mastercard 100,000 IDR. Until 5 Nov 2026: 50,000 IDR. Limit 2,500,000 IDR. JCB and CUP exempt.

Estimated fee

100,000 Indonesian Rupiah (IDR) from 6 Nov 2026 (50,000 Indonesian Rupiah (IDR) until 5 Nov 2026)

Decision facts

Refuse DCC
Decline conversion and choose IDR
Official source date
2026-02-22
Decline conversion and choose IDR. On the ATM screen, choose "Without conversion".
Calculate with this ATM

Source: id-mandiri (Official check) · Last checked 2026-02-22

Fees, withdrawal limit, and networks

ATM fee
100,000 IDR from 6 Nov 2026 (50,000 IDR until 5 Nov 2026)
Visa and Mastercard cash withdrawals: Rp50,000 per withdrawal through 5 November 2026, then Rp100,000 from 6 November 2026. The notice prints 22 February 2026 as the start and does not print a year on the 6 November line. JCB and UnionPay are exempt.
Withdrawal limit
Up to 2,500,000 IDR per withdrawal (Rp100,000 notes); 1,250,000 IDR on Rp50,000 notes; 500,000 IDR on Rp20,000 notes
Supported networks
Visa / Mastercard

Official answers

What fee does a Bank Mandiri ATM charge a foreign Visa or Mastercard?
Bank Mandiri's official notice says the access fee for a foreign Visa or Mastercard cash withdrawal is currently Rp50,000 per transaction, and that from 6 November it becomes Rp100,000 per transaction. The 6 November line does not print a year. The same notice says the access fee starts on 22 February 2026, so this page treats the change as 6 November 2026: Rp50,000 through 5 November 2026, and Rp100,000 from 6 November 2026. Checked on 2026-11-04, the notice still listed Rp50,000 as the current amount. JCB and UnionPay (CUP) are not charged this fee. The card issuer can add its own fee. Bank Mandiri access fee notice
What is the maximum withdrawal per transaction at a Mandiri ATM?
Bank Mandiri's ATM FAQ says the maximum per withdrawal is Rp2,500,000 at ATMs that dispense Rp100,000 notes, Rp1,250,000 at ATMs with Rp50,000 notes, and Rp500,000 at ATMs with Rp20,000 notes. Bank Mandiri ATM FAQ

DCC check

local currency (IDR) may save $0.01

Choose this on the ATM

  • “Decline Conversion”
  • “Continue Without Conversion”

At ATMs in Indonesia, choosing the local currency (IDR) usually helps you avoid DCC.

Full DCC guide

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Related pages

Verified by: akifumi (ATM fee researcher and verifier)