Sumitomo Mitsui Card overseas ATM fees
Sumitomo Mitsui Card (Visa) fee terms, supported networks, and country-by-country ATM comparison pages.
Card basics
- Card name
- Sumitomo Mitsui Card Visa
- Supported networks
- VISA
- Home currency
- JPY
Fee terms
- Overseas ATM fee
- Card ATM fee JPY 220 per withdrawal (over JPY 10,000)
- FX markup
- Card FX / overseas service fee 3.63% (shopping transactions)
Official answers
- How much does an SMBC card charge at an overseas ATM?
- SMBC's overseas cash-service page lists an ATM fee of 110 yen, including consumption tax, when the amount is 10,000 yen or less, and 220 yen, including consumption tax, when it is over 10,000 yen. SMBC overseas cash service
- What interest does SMBC charge on an overseas ATM cash advance?
- The same page lists the interest rate as 18.0% a year. Repayment of the overseas cash service is a single principal-and-interest payment. SMBC overseas cash service
Local ATM operator fee
The local ATM operator fee is passed through to your withdrawal amount and included in your billing.
This means the fee charged by the local ATM (e.g., 220 THB in Thailand) is added to your withdrawal amount and billed to you.