Epos Card overseas ATM fees

Card basics

Card name

Epos Card Visa

Supported networks

VISA

Home currency

JPY

Fee terms

Overseas ATM fee

Card ATM fee JPY 220 per withdrawal (over JPY 10,000)

FX markup

Card FX / overseas service fee 3.85% (shopping transactions)

Issuer fee page

Official answers

What does an Epos card charge for an overseas ATM withdrawal?

Epos Card's overseas cashing page lists an ATM fee of 110 yen (tax included) per withdrawal of 10,000 yen or less and 220 yen (tax included) above that, plus interest of 18.0% a year. The same page says an overseas ATM may ask you to choose the local currency or yen, and that choosing yen can mean the ATM converts at a higher rate, so check the yen amount before you continue. Epos Card overseas cashing

Does Epos add its 3.85% overseas service fee to an ATM withdrawal?

Epos Card's FAQ says a 3.85% overseas service fee is added on shopping abroad, on top of Visa's exchange rate. The same answer says an overseas ATM cash advance does not incur that service fee. The ATM fee still applies: 110 yen (tax included) at 10,000 yen or less and 220 yen (tax included) above that. Epos Card FAQ No.220

Local ATM operator fee

The local ATM operator fee is passed through to your withdrawal amount and included in your billing.

This means the fee charged by the local ATM (e.g., 220 THB in Thailand) is added to your withdrawal amount and billed to you.