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Rakuten Card ATM withdrawal costs in Jamaica
Rakuten Card: Card ATM fee JPY 220 per withdrawal. Local ATM operator fee: PASSTHROUGH. DCC: see the Jamaica DCC guide. Source date: 2026-06-20. Jamaica DCC guide
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Rakuten Card overview
- Cash advance
- Card ATM fee JPY 220 per withdrawal
- ATM fee
- ATM fees vary by bank (see the table below)
- Card FX / overseas service fee
- Card FX / overseas service fee 3.63% (shopping transactions)
Local ATM operator fee
The local ATM operator fee is passed through to your withdrawal amount and included in your billing.
The fee charged by the local ATM is added to your withdrawal and billed to you.
ATM bank comparison
| Rank | Withdrawal method | Total cost | ATM fee | Receive estimate | Withdrawals | DCC risk | Freshness | Card support |
|---|---|---|---|---|---|---|---|---|
| 1 | — | 500 JMD | 5,000 JMD | 1 | Low (avoidable) | Dataset reference | Supported | |
| 2 | — | 0 JMD | 5,000 JMD | 1 | Low (avoidable) | Dataset reference | Supported | |
| 3 | — | 0 JMD | 5,000 JMD | 1 | Low (avoidable) | Dataset reference | Supported | |
| 4 | — | 0 JMD | 5,000 JMD | 1 | Low (avoidable) | Dataset reference | Supported |
Official answers
- What does Rakuten Card charge for an overseas ATM withdrawal?
- Rakuten Card's overseas cashing page lists an ATM fee of 110 yen (tax included) at 10,000 yen or less and 220 yen (tax included) above that, on each withdrawal at a partner ATM in Japan or abroad. The stated interest rate is 18.0% a year. If the new loan plus Rakuten Card's other loan balances total 1,000,000 yen or more, that page says the new contract's rate is 15.0%. It also says the ATM you use may charge a separate fee. Rakuten Card overseas cashing
- Does Rakuten Card add an overseas service fee to an ATM withdrawal?
- Rakuten Card's overseas payment page lists an overseas service fee of 3.63%, tax included, from March 2025 for Visa, Mastercard, JCB, and American Express. It is added to the brand exchange rate on the statement. The member-terms revision says that overseas service fee is not charged on card cash advances used outside Japan: https://www.rakuten-card.co.jp/agreement/card_member/revision/20240401/ Rakuten Card overseas payment fees
Source: jp-rakuten-visa (Official check) · Last checked 2026-06-20
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Verified by: akifumi (ATM fee researcher and verifier)