ATM bank page
Garanti BBVA ATM fee 11.99%, limit 5,000 TRY
Garanti BBVA charges foreign cards 11.99% in Turkey, BSMV included. Limit 5,000 TRY. DCC: Decline conversion and choose TRY. Updated 2026-03-11.
Garanti BBVA
Garanti BBVA charges foreign cards 11.99% in Turkey, BSMV included. Limit 5,000 TRY. DCC: Decline conversion and choose TRY. Updated 2026-03-11.
Estimated fee
11.99 US Dollar (USD)
Decision facts
- Refuse DCC
- Decline conversion and choose TRY
- Official source date
- 2026-03-11
Source: tr-garanti-bbva (Official check) · Last checked 2026-03-11
Fees, withdrawal limit, and networks
- ATM fee
- 11.99% of the amount (BSMV included)
- Withdrawal limit
- 5,000 TRY per withdrawal
- Supported networks
- Visa / Mastercard
Official answers
- What does a Garanti BBVA ATM charge a foreign card in Turkey?
- Garanti BBVA's product and service fee schedule, the row Yabancı/Yurt Dışı Kartlarla Yurt içi ATM'lerden Para Çekme (a cash withdrawal at a domestic ATM with a foreign or international card), lists a minimum rate of 11.99% and a maximum rate of 11.99%. The minimum and maximum amount cells are blank. The note says BSMV is included and the update date is 11 March 2026. This page uses 11.99%. The card issuer can add its own fee. Garanti BBVA product and service fees (updated 11 March 2026)
- Does that Garanti row still list a fixed 40 TRY foreign-card ATM fee?
- No. The foreign-card domestic ATM row fetched on 4 November 2026 has no fixed lira amount. Both rate cells are 11.99%, and both amount cells are blank. The 40 TRY figure previously shown on this page is not on that row. Garanti BBVA product and service fees (updated 11 March 2026)
DCC check
local currency (TRY) may save $0.01
Choose this on the ATM
- “Decline Conversion”
- “Continue Without Conversion”
At ATMs in Turkey, choosing the local currency (TRY) usually helps you avoid DCC.
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Verified by: akifumi (ATM fee researcher and verifier)