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Epos Card ATM withdrawal costs in Malaysia
Epos Card: Card ATM fee JPY 220 per withdrawal. Local ATM operator fee: PASSTHROUGH. DCC: see the Malaysia DCC guide. Source date: 2025-07-01. Malaysia DCC guide
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Decline conversion and choose MYR
Epos Card overview
- Cash advance
- Card ATM fee JPY 220 per withdrawal
- ATM fee
- ATM fees vary by bank (see the table below)
- Card FX / overseas service fee
- Card FX / overseas service fee 3.85% (shopping transactions)
Local ATM operator fee
The local ATM operator fee is passed through to your withdrawal amount and included in your billing.
The fee charged by the local ATM is added to your withdrawal and billed to you.
ATM bank comparison
| Rank | Withdrawal method | Total cost | ATM fee | Receive estimate | Withdrawals | DCC risk | Freshness | Card support |
|---|---|---|---|---|---|---|---|---|
| 1 | — | 0 MYR | 200 MYR | 1 | Low (avoidable) | Dataset reference | Supported | |
| 2 | — | 20 MYR | 200 MYR | 1 | Low (avoidable) | Dataset reference | Supported | |
| 3 | — | 0 MYR | 200 MYR | 1 | Low (avoidable) | Dataset reference | Supported | |
| 4 | — | 0 MYR | 200 MYR | 1 | Low (avoidable) | Dataset reference | Supported | |
| 5 | — | 0 MYR | 200 MYR | 1 | Low (avoidable) | Dataset reference | Supported |
Official answers
- What does an Epos card charge for an overseas ATM withdrawal?
- Epos Card's overseas cashing page lists an ATM fee of 110 yen (tax included) per withdrawal of 10,000 yen or less and 220 yen (tax included) above that, plus interest of 18.0% a year. The same page says an overseas ATM may ask you to choose the local currency or yen, and that choosing yen can mean the ATM converts at a higher rate, so check the yen amount before you continue. Epos Card overseas cashing
- Does Epos add its 3.85% overseas service fee to an ATM withdrawal?
- Epos Card's FAQ says a 3.85% overseas service fee is added on shopping abroad, on top of Visa's exchange rate. The same answer says an overseas ATM cash advance does not incur that service fee. The ATM fee still applies: 110 yen (tax included) at 10,000 yen or less and 220 yen (tax included) above that. Epos Card FAQ No.220
Source: jp-epos-visa (Official check) · Last checked 2025-07-01
Related pages
Verified by: akifumi (ATM fee researcher and verifier)