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Rakuten Card ATM withdrawal costs in Egypt

Rakuten Card: Card ATM fee JPY 220 per withdrawal. Local ATM operator fee: PASSTHROUGH. DCC: see the Egypt DCC guide. Source date: 2026-06-20. Egypt DCC guide

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Rakuten Card overview

Cash advance
Card ATM fee JPY 220 per withdrawal
ATM fee
ATM fees vary by bank (see the table below)
Card FX / overseas service fee
Card FX / overseas service fee 3.63% (shopping transactions)

Local ATM operator fee

The local ATM operator fee is passed through to your withdrawal amount and included in your billing.

The fee charged by the local ATM is added to your withdrawal and billed to you.

ATM bank comparison

Official answers

What does Rakuten Card charge for an overseas ATM withdrawal?
Rakuten Card's overseas cashing page lists an ATM fee of 110 yen (tax included) at 10,000 yen or less and 220 yen (tax included) above that, on each withdrawal at a partner ATM in Japan or abroad. The stated interest rate is 18.0% a year. If the new loan plus Rakuten Card's other loan balances total 1,000,000 yen or more, that page says the new contract's rate is 15.0%. It also says the ATM you use may charge a separate fee. Rakuten Card overseas cashing
Does Rakuten Card add an overseas service fee to an ATM withdrawal?
Rakuten Card's overseas payment page lists an overseas service fee of 3.63%, tax included, from March 2025 for Visa, Mastercard, JCB, and American Express. It is added to the brand exchange rate on the statement. The member-terms revision says that overseas service fee is not charged on card cash advances used outside Japan: https://www.rakuten-card.co.jp/agreement/card_member/revision/20240401/ Rakuten Card overseas payment fees

Source: jp-rakuten-visa (Official check) · Last checked 2026-06-20

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Verified by: akifumi (ATM fee researcher and verifier)