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ATM withdrawals in United Kingdom
Official source
Cash access methods
A total-cost view of ATM withdrawals and other ways to get cash. ATM costs are calculated; other methods are reference guidance.
| Method | Cost guide | Best for | Compare |
|---|---|---|---|
| Local ATM withdrawalCalculated | ATM fee + card cash advance interest + card FX / overseas service fee | When you need a meaningful amount of cash locally | Calculate |
| Credit card cash advance | Card issuer fee or interest + local ATM fee | When you want to use an existing credit card | Reference |
| Wise or multi-currency card | FX fee near mid-market rate + ATM fee | When you want lower FX cost while using ATMs | Reference |
| Airport exchange | Usually wider spread and higher total cost | Small emergency cash right after arrival | Reference |
| Exchange before departure | Domestic rate + fee, with cash carrying risk | Small backup cash prepared before travel | Reference |
Supported cards
Source: Reference dataset (data/ JSON (SSG)) · Last checked 2026-06-30
Related pages
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